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Michael Hensley
Tri State Realty
Harrogate, TN 37752

423-869-3000
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Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Find Your Dream Home in Harrogate, Tennessee

There are so many different kinds of homes out there for families to choose from. Do I want to live in Harrogate? Or maybe you want to find a home in Harrogate. How many bedrooms and bathrooms do you need? Do you need a large back yard? A small backy... Read more

Setting the Price

The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seriously, and the asking price reflects how serious you are about selling your... Read more

Importance of Inspection

As a buyer, you are entitled to know exactly what you are getting. Don’t take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are buying a... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Tri State Realty
176 Washington Avenue
Harrogate, TN 37752
Phone: 423-869-3000
Email: mpd565@gmail.com

Testimonials

We were moving from Texas and Mike was not only our realtor he became our eyes. Mike went well above and beyond any expectation we could ever have. Mike was in constant contact with us each step of the way and traversed the state in every direction in order to find us exactly what we were looking  for. I am positive you could not find a more dedicated, honest person to represent you during your search for a new home. Two great things came out of our dealings with Mike; a perfect home and a very good friend. Cam Norfolk
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