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Michael Hensley
Tri State Realty
Harrogate, TN 37752

423-869-3000
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Blog: Mortgage Information

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Tri State Realty
176 Washington Avenue
Harrogate, TN 37752
Phone: 423-869-3000
Email: mpd565@gmail.com

Testimonials

We were moving from Texas and Mike was not only our realtor he became our eyes. Mike went well above and beyond any expectation we could ever have. Mike was in constant contact with us each step of the way and traversed the state in every direction in order to find us exactly what we were looking  for. I am positive you could not find a more dedicated, honest person to represent you during your search for a new home. Two great things came out of our dealings with Mike; a perfect home and a very good friend. Cam Norfolk
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